Rowan County Homes under $250,000

Rowan County Homes under $250,000

Welcome to Rowan County, Kentucky – a hidden gem nestled in the heart of the Bluegrass State. Known for its stunning natural beauty, friendly communities, and rich history, Rowan County is the perfect place for those seeking a tranquil lifestyle without sacrificing modern conveniences. With picturesque landscapes and an abundance of outdoor activities, it’s no wonder that families, retirees, and young professionals alike are drawn to this charming area.

One of the most appealing aspects of Rowan County is its affordable housing market. Here, you can find delightful homes under $250,000, making it an ideal destination for first-time homebuyers or those looking to downsize. These homes range from quaint cottages to spacious family residences, each offering unique character and charm. Imagine cozy evenings on your porch, surrounded by the serene beauty of nature, or hosting gatherings with friends and family in your new backyard.

Rowan County is also home to a vibrant community, with local shops, restaurants, and recreational facilities that cater to your every need. The county boasts excellent schools, parks, and a variety of cultural events throughout the year, ensuring that there’s always something to do and see. Whether you’re hiking along the scenic trails of Cave Run Lake or exploring the historic downtown area, you’ll quickly feel at home in this welcoming environment.

If you’re looking for an affordable and charming place to call home, Rowan County, Kentucky, is waiting for you. Discover the possibilities today and take the first step toward your dream home!

Newest Rowan County Homes under $250,000

216 Maher Dr, Morehead
$198,000
3 Beds ⋅ 1 Baths ⋅ 26027432 MLS
Updated brick ranch with smart-home features, plenty of recent improvements and a little extra breathing room! This 3-bedroom, 1-bath home offers hardwood floors throughout, bedroom closets with closet organization systems plus several hall closets for additional storage, an updated kitchen with subway tile backsplash and all kitchen appliances included and a screened-in back porch that could easily be climate controlled to provide approximately 140 additional sq ft of living space. The bathroom features shiplap accents, luxury vinyl tile and a brand-new vanity installed October 2026. Washer and dryer as well as all kitchen appliances also remain. Major updates include a NEW HVAC system installed May 2025 with smart-home control panel, NEW black metal roof on the house and storage shed July 2025, NEW garage door July 2025, NEW garage door opener December 2025 and a tankless water heater installed July 2024. Additional features include smart keyless-entry door locks, Nest video Wi-Fi doorbell, smart smoke and carbon monoxide detector, new crawlspace moisture barrier, attic lighting, black door hardware, Levelor blinds and three ceiling fans. The seller previously used a small propane fireplace and while the fireplace and rented propane tank are no longer present, the gas line remains on a wall just outside the kitchen should a new owner wish to install a propane fireplace or other compatible appliance. Outside, you'll find the low-maintenance brick exterior, 1-car attached garage, coordinating black metal roof and a storage shed for even more space. An added bonus—the property sits beside a lot that cannot be built on, giving you extra breathing room and a more open feel without another home going up right next door. With numerous big-ticket updates already completed and appliances, washer and dryer included, this home is ready for its next owner!

216 Maher Dr, Morehead
275 Ridgeway Dr, Morehead
$115,000
3 Beds ⋅ 2 Baths ⋅ 26027367 MLS
Looking for an affordable home in a great Morehead location? Whether you're a first-time homebuyer, looking to downsize, searching for an investment property, or wanting a weekend getaway close to Cave Run Lake—this one checks a lot of boxes! This 3-bedroom, 2-bath singlewide manufactured home is situated on Lot 34 of Lakewood Acres and includes approximately 0.538 acres. You'll have plenty of green space to enjoy along with a 10' x 16' storage building for lawn equipment, lake gear, tools, or additional storage. Location is a major highlight! Situated in a desirable area of Morehead, you're just minutes from Cave Run Lake, interstate access, local restaurants, shopping, and other area amenities. Spend the weekend at the lake or enjoy the convenience of an easy commute while still having room to relax at home. And did we mention the NEW ROOF? A new roof was installed just before the home was listed, taking one major homeownership expense off the list for the next owner! Affordable, convenient, and versatile—this property offers so many possibilities. Make it your first home, simplify and downsize, add it to your investment portfolio, or create your own weekend getaway near Cave Run Lake. You really have to see this home and its location in person to appreciate everything it has to offer. Schedule your private showing today!

275 Ridgeway Dr, Morehead
211 Ridgeway Dr, Morehead
$199,000
3 Beds ⋅ 1 Baths ⋅ 26025976 MLS
If being close to Cave Run Lake is what you're looking for, take a look at this well-maintained 3-bedroom, 1-bath home! Offering approximately 1,200 sq. ft. of living space on .57 acres, this property is in a peaceful neighborhood and less than 4 miles from Scott Creek Marina. Enjoy easy access to boating, fishing, swimming, hiking, and all the outdoor recreation the lake has to offer. The fenced-in yard provides a great space for pets, children, or simply enjoying the outdoors. High-speed internet is available, and the home is conveniently located near I-64 for an easy commute. Whether you're looking for a full-time residence, vacation home, or weekend getaway, this property puts you close to the lake and all it has to offer!

211 Ridgeway Dr, Morehead
91 Roxanne St, Clearfield
$145,000
3 Beds ⋅ 1 Baths ⋅ 26024123 MLS
Move in and make it your own! Located in the Pretty Valley neighborhood, this 3-bedroom, 1-bath brick and wood ranch offers 1,032 square feet of living space with many of the big-ticket improvements already taken care of. In 2016, the home received extensive updates including a new roof, HVAC system, flooring and trim throughout. Floor joists and subflooring were also replaced in the living room, kitchen, bathroom and hallway. Additional improvements included piping all downspouts underground, installing a French drain around the perimeter of the home and adding gravel throughout the crawlspace. Outside, enjoy the shade provided by two huge hardwood trees right out front, adding character and a welcoming feel to the property. With these major improvements now approximately 10 years old, the groundwork has been done—leaving the next owner the opportunity to add their own style and make this home their own.

91 Roxanne St, Clearfield
12455 Brown Ridge Rd, Morehead
$199,900
4 Beds ⋅ 2 Baths ⋅ 26023375 MLS
Discover the possibilities on this beautiful 40-acre farm offering space, privacy, and multiple living options. The property features **two homes**, including a **3-bedroom, 1-bath main home** and a **1-bedroom, 1-bath in-law home**, providing an excellent setup for extended family, guests, rental income, or a private retreat. With 40 acres to explore, there is plenty of room for farming, livestock, recreation, hunting, or simply enjoying the peace and privacy of country living. Whether you're looking for a working farm, family compound, investment opportunity, or your own private homestead, this property offers the acreage and flexibility to make it your own. Opportunities like this—with two homes and 40 acres—are hard to find. Schedule your showing today!

12455 Brown Ridge Rd, Morehead
875 Copperas, Morehead
$238,000
2 Beds ⋅ 2 Baths ⋅ 26023151 MLS
Welcome to this beautifully remodeled home, conveniently located just minutes from schools, town, restaurants, and everyday amenities. This spacious 2-bedroom home also features two flexible rooms that could easily be used as additional bedrooms, offices, playrooms, or guest spaces. The basement offers a second living area along with an additional bathroom, making it an ideal space for a growing family, teenagers, or entertaining guests. Outside, you'll find a storage building in the backyard, plus a charming additional outbuilding tucked across the creek and reached by a quaint bridge. With its versatile living spaces, convenient location, and unique outdoor features, this home offers plenty of room. Schedule your showing today!

875 Copperas, Morehead
100 Lyons Cemetery Rd, Morehead
$140,000
1 Beds ⋅ 1 Baths ⋅ 26023097 MLS
Tucked away on 2.48 acres, this completely remodeled home offers a peaceful setting with plenty of room to make the property your own. The home features one bedroom, one full bath, a comfortable living area, eat-in kitchen, new windows and a brand-new mini-split heating and cooling system, along with numerous additional updates throughout. This property offers partial fencing with a pond and plenty of level, usable ground—ideal for a garden, pasture, or potential future barn, workshop, garage, or other outbuildings. A shed provides additional storage space, with a storm shelter/root cellar located underneath. Whether you're looking for a full-time home, a quiet Kentucky getaway, or a property with room to create your own small homestead, this one offers privacy, usable land, and plenty of possibilities.

100 Lyons Cemetery Rd, Morehead
417 N Wilson Ave, Morehead
$218,000
5 Beds ⋅ 3 Baths ⋅ 26023018 MLS
Experience the best of downtown Morehead living in this classic 1948 home, perfectly positioned for those who appreciate a true walk-to-everything lifestyle. Just steps from local favorites including CoffeeTree Books/The Fuzzy Duck, Sawstone Brewing Co. and the IGA—because easy access to those must-have morning donuts matters! Morehead State University, UK/St. Claire Regional Medical Center, downtown dining, shopping and entertainment are all conveniently nearby. Inside, the home offers a spacious and versatile layout with a formal living room and dining room, along with a large family room featuring a unique industrial-style roll-up garage door that adds character and creates a fun connection to the outdoors. The main level includes three bedrooms, a full bathroom, laundry area and an additional half bath for everyday convenience. The finished attic adds even more living space with two large bedrooms, each equipped with its own mini-split system for individual heating and cooling, along with a second full bathroom. This flexible upper level is ideal for additional bedrooms, guests, a home office or whatever best fits your needs. Situated on approximately 3/4 of an acre, the property offers something increasingly hard to find in the heart of town: an oversized yard with plenty of potential and ample off-street parking. The seller has taken a proactive approach by completing a pre-listing home inspection through H2H Home Inspection. The inspection report will be provided to the buyer upon an accepted offer, allowing buyers to move forward with greater transparency regarding the property's condition. Buyers are welcome to conduct their own inspections and due diligence; however, the property is being sold As-Is. With five bedrooms, two full baths, a half bath, generous living space, 1940s character, an oversized downtown lot and an incredibly walkable location, this home offers an opportunity that's becoming increasingly difficult to find in Morehead.

417 N Wilson Ave, Morehead
85 Knipp Hollow Rd, Morehead
$214,000
3 Beds ⋅ 3 Baths ⋅ 26023015 MLS
Please do not go onto the property without an agent. Enjoy privacy, acreage and convenience with this 3-bedroom, 2.5-bath home situated on 8.91 surveyed acres just minutes from downtown Morehead, Morehead State University and UK/St. Claire Regional Medical Center. Tucked away from the road with a gravel driveway, the property offers a private mountain-getaway feel while remaining conveniently located just off a state highway. The main level of the home features the kitchen, dining area, living room, primary bedroom and a full bathroom. Upstairs, you'll find two additional bedrooms, each with its own balcony, along with a half bath. The lower level adds even more living space with a second living area featuring a wood stove that is used every year, a full bathroom, bonus area and a large laundry/utility room. Outside, a covered deck provides a peaceful spot to enjoy the surrounding woods and privacy. The 8.91 surveyed acres are primarily wooded and hillside. The gravel driveway is in good condition but is steep. Buyers should also be aware that while the property has limited level acreage it more than makes up for in privacy and nature. The primary flat area is located immediately at the bottom of the driveway to the left, with an additional small level area near the home at the top. Major updates include a new metal roof installed in 2021 and HVAC replaced in 2022. The wood stove provides supplemental or backup heat and plenty of firewood is already on site. Private enough to feel like a mountain getaway yet convenient enough to be minutes from downtown Morehead, MSU and UK/St. Claire, this property offers nearly nine surveyed acres and plenty of room to enjoy the outdoors without giving up easy access to town. The seller has called this property home for more than 12 years and is currently in the process of sorting, packing and preparing for the move. Please look beyond the boxes and understand that the home is currently a work zone as the seller gets ready for its next chapter.

85 Knipp Hollow Rd, Morehead
306 Lyons Ave, Morehead
$199,000
3 Beds ⋅ 2 Baths ⋅ 26022463 MLS
There is currently an accepted contract on the property with a 24 hour kick out clause. Welcome to this beautifully maintained 1950s charmer in the heart of downtown Morehead! Ideally situated between Morehead State University and UK/St. Claire Regional Medical Center, this 4-bedroom, 1.5-bath home offers a prime, walkable location with easy access to downtown entertainment, dining, shopping, campus and medical facilities. Inside, the character of this vintage home shines with gorgeous hardwood floors throughout, a welcoming formal living room with fireplace and built-in bookshelves and a spacious family room with plenty of room for a dining area. Doors lead to a screened-in back porch overlooking the mostly fenced backyard. The main level includes a bedroom with an adjoining half bath. Upstairs you'll find two additional bedrooms, a beautifully updated full bath that retains that vintage charm and an impressive amount of closet and storage space. The basement adds even more versatility with a fourth bedroom and utility room. Currently operating as an active Airbnb, the home is being offered fully furnished with the exception of a few personal items, making it an appealing opportunity for an investor, MSU or medical professional or anyone looking for a character-filled home in one of Morehead's most convenient locations. If a well maintained, full of vintage charm and positioned within walking distance of so much of what downtown Morehead has to offer is on your list, this one is ready for its next chapter!

306 Lyons Ave, Morehead
335 Maxey Flat Rd Rd, Hillsboro
$125,000
2 Beds ⋅ 2 Baths ⋅ 26022359 MLS
Move-in ready and exceptionally well maintained! This 2016 single-wide mobile home offers 960 sq. ft. of comfortable living space situated on a spacious 0.50-acre lot. The split-bedroom floor plan features 2 bedrooms and 2 full bathrooms, with a bedroom located at each end of the home for added privacy. The interior includes a nice living room, kitchen, and separate utility room. This home has been extremely well cared for and is in excellent condition, making it a great option for anyone looking for an affordable, low-maintenance home. Clean, comfortable, and ready for its next owner!

335 Maxey Flat Rd Rd, Hillsboro
1325 Weaver Ridge Rd, Morehead
$230,000
4 Beds ⋅ 2 Baths ⋅ 25506563 MLS
Welcome to your peaceful retreat in Eastern Kentucky! A perfect blend of comfort, space, and quiet country living. Sitting on 1 acre with beautiful views of rolling hills and mature trees. Step inside to find 4 spacious bedrooms and 2 full bathrooms. The cozy layout flows easily from the living area to the kitchen and out to the outdoor spaces. Enjoy morning coffee on the covered front porch and unwind in the evenings on the covered back deck, where the tree-lined backdrop makes every sunset feel like a moment. What we love about this property: Brick exterior = low maintenance and long-lasting - 1 acre without the "too much to handle" upkeep. Country views with quick access back to town. Affordable and quiet neighborhood. An attached 1-car garage adds convenience and additional storage. This property offers relaxed living with views you'll love coming home to. Property is being sold AS-IS. Owners are offering a 2-1 rate buydown.

1325 Weaver Ridge Rd, Morehead
Start Your Search