Richmond Homes with Finished Basement

Richmond Homes with Finished Basement

Welcome to Richmond, a charming city located in Madison County, Kentucky. Known for its rich history and vibrant community, Richmond offers a perfect blend of small-town charm and modern amenities.

One of the sought-after features in Richmond's real estate market is homes with finished basements. Whether you're looking for extra living space, a cozy entertainment area, or a private retreat, these homes provide versatility and comfort. From spacious family homes to cozy bungalows, you'll find a variety of options that suit your lifestyle and needs.

Living in a home with a finished basement allows for flexibility in how you use the space. It can serve as a guest suite, a home office, a playroom for the kids, or a media room for movie nights. The additional square footage adds value to the property and enhances your overall living experience.

Richmond's real estate market offers a range of homes with finished basements to cater to different preferences and budgets. Whether you're a first-time homebuyer or looking to upgrade to a larger property, there's a perfect home waiting for you in this welcoming city.

Explore the listings in Richmond to find your dream home with a finished basement and experience the comfort and convenience it brings to your lifestyle. Let Richmond be the place where you create lasting memories and enjoy the best of Kentucky living.

Newest Richmond Homes with Finished Basement

$369,900
4 Beds ⋅ 3 Baths ⋅ 26025003 MLS
You will love this totally remodeled gorgeous large brick ranch which recently the entire basement was finished completely and seller spent thousands of dollars as a precaution to make sure the basement will always be dry.. Located in a older established stately neighbor near EKU with mature trees in the heart of the city of Richmond Ky. A sprawling home with a fireplace in the living room, large dining room plus a breakfast room off the brand new kitchen which has quartz countertops, new stainless appliances/farm sink and soft close drawers, laundry room first floor. The primary suite is complete with a walk in shower, a second bedroom is also on the main floor (or use as a nice office or workout room or cozy den or perhaps a nursery), large private backyard and large back patio with a brick floor and surround. The oversized covered carport was designed with a step up area at one end for a nice sitting area/picnic table area to enjoy shade or sit in while raining outside. New windows, LVP flooring, wide trim, lots of new drywall, new light fixtures, basement has 2 bedrooms, den/bonus room and full bath. Storage building out back for lawn mower and tools. MOTIVATED SELLER!! The work and expense has been done.. Move in and enjoy.

122 Meadowlark Dr, Richmond
$399,000
4 Beds ⋅ 3 Baths ⋅ 26024896 MLS
Skip the wait and expense of building with this beautifully maintained, move-in-ready ranch built in 2022! Located on a corner lot in the desirable Shiloh Cove community, this home offers nearly 2,000 square feet of thoughtfully designed living space with 4 bedrooms, 3 full bathrooms, and a finished walkout basement. Step inside to an open-concept layout featuring vaulted ceilings, abundant natural light, and a stylish kitchen complete with granite countertops, tile backsplash, and a large island that's perfect for entertaining. The main-level primary suite offers a walk-in closet and a beautifully finished private bath, while an additional bedroom and full bath provide the convenience of first-floor living. Downstairs, the finished walkout basement expands your options with two additional bedrooms, a full bath, and a spacious second living area that's ideal for guests, a home office, or a recreation room. Outside, enjoy your morning coffee or evening gatherings from the elevated deck overlooking a peaceful wooded backdrop, while the generous front and side yard provide plenty of usable outdoor space for play, pets, or entertaining. Modern construction, quality finishes, and a functional layout combine with an excellent Richmond location just minutes from I-75, shopping, dining, and Eastern Kentucky University. If you've been searching for a like-new home with flexible living space and room to spread out, this one is a must-see. Schedule your private showing today!

201 James Thomas Way, Richmond
$344,900
4 Beds ⋅ 3 Baths ⋅ 26024841 MLS
Welcome to Parkview Subdivision—Richmond's newest destination for modern living! This brand-new split-level home offers over 1,800 sq. ft. of thoughtfully designed space with 4 bedrooms and 3 full bathrooms. The upper first floor level features an open floorplan with a bright living room, dining area, and kitchen, all filled with natural light. The living room showcases vaulted ceilings, while the kitchen includes granite countertops, white cabinetry, black fixtures, stainless steel appliances, and a convenient pantry. The dining area leads directly to the back patio, perfect for outdoor relaxation and entertaining. Off of the living room, you'll find the private primary suite with a tray ceiling and a stunning primary bathroom. Enjoy a water closet, a relaxing soaker tub surrounded by tile, a custom tile shower with glass door, and a dual sink granite vanity. A spacious walk in closet with wire shelving completes this beautiful retreat. A hallway off the living room holds the utility closet equipped with a front load washer and dryer set, along with two additional bedrooms—each featuring double windows for abundant natural light—and a full bath. The lower level offers a large rec room with an under stairs closet and an additional storage or coat closet. A fourth-bedroom suite is located on this level, complete with its own full bathroom, dual granite sink vanity and roomy walk-in closet. The rec room also provides direct access to the attached 2 car garage. Located in Parkview Subdivision in Richmond, KY, this home is just minutes from I 75, local eateries, shops, and community activities. Modern finishes, a smart layout, and convenient location make this new construction a standout choice.

945 Olympic Ct, Richmond
$499,900
6 Beds ⋅ 4 Baths ⋅ 26024273 MLS
Welcome to 918 Cobble Drive in Richmond's desirable Fieldstone Subdivision—a custom-built home completed in 2022 offering approximately 3,700 finished square feet, five bedrooms, three and a half bathrooms, and a thoughtfully designed floor plan that combines everyday functionality with quality finishes throughout. The main level welcomes you with a spacious formal foyer and a dedicated office featuring double French doors and a closet, allowing the space to easily serve as a main-level bedroom if desired. The open-concept living area creates an inviting setting for entertaining, with the living room centered around a gas log fireplace and flowing seamlessly into the dining area and beautifully appointed kitchen. Designed with both style and functionality in mind, the kitchen features granite countertops, stainless steel appliances, tiled backsplash, soft-close cabinetry and drawers, pull-out cabinet storage, a spacious walk-in pantry, and a large center island with breakfast bar seating. Upstairs you'll find four generously sized bedrooms along with the conveniently located laundry room. The spacious primary suite offers a luxurious retreat featuring a tiled walk-in shower with frameless glass door, dual vanities with granite countertops, linen closet, and an oversized walk-in closet. The finished lower level expands the home's living space with a large second family room, fifth bedroom, and third full bathroom, providing exceptional flexibility for guests, recreation, hobbies, or work-from-home needs. Additional upgrades include a gas tankless water heater, an oversized two-car garage, and the added peace of mind of a storm shelter located beneath the covered front porch. Outdoor living spaces include both a covered front porch and a covered rear deck overlooking the privacy-fenced backyard, creating multiple areas for relaxing or entertaining. If you've been searching for a newer custom-built home with a finished basement, flexible living spaces, quality finishes, and exceptional storage, 918 Cobble Drive offers an outstanding opportunity in one of Richmond's most sought-after neighborhoods.

918 Cobble Dr, Richmond
$1,100,000
7 Beds ⋅ 6 Baths ⋅ 26024727 MLS
Custom-built home in Lake Ridge Estates offering approximately 1.625 acres, a private dock on Taylor Fork Lake, and extensive living space across three levels. The thoughtfully designed floor plan includes a private office with an oversized closet near the entry, while the main living area features high ceilings, expansive windows, a remote-controlled propane fireplace, illuminated built-ins, and custom remote blinds in many windows. The kitchen is designed for both everyday use and entertainment, with a waterfall quartz island, 6-burner gas range with grill, pot filler, smart refrigerator, outlets concealed within drawers, custom drawer organizers, and a large hidden walk-in pantry with extensive shelving, wine storage, and beverage refrigerator. The first-floor primary suite includes a custom walk-in closet and an en-suite bath with heated floors, double vanity with smart mirrors, wall-mounted faucets, soaking tub, tiled shower with panel system, and heated towel rack. Upstairs are three additional bedrooms, two full baths, including a Jack-and-Jill bath, and a versatile loft area. The walk-out basement provides additional living space with a full in-law suite featuring three bedrooms, two full baths, a living room, full kitchen with quartz countertops, large island, custom cabinetry and built-in organizers, plus a separate laundry area. The lower level also includes a private primary suite with a walk-in closet and en-suite bath, along with a dedicated theater room professionally wired for surround sound. Outdoor living areas include covered and uncovered sections of the rear deck with access from the main living area and primary bedroom. A private 10x10 dock provides access to Taylor Fork Lake, described as a 38-acre no-wake fishing lake. Additional features include a buried propane tank, solar porch lighting, a priority thermostat system for individualized room temperature control, and a tankless water heater. This property offers a combination of custom finishes, flexible living areas, and lake access within Lake Ridge Estates.

7095 Winners Circle Dr, Richmond
$595,000
4 Beds ⋅ 3 Baths ⋅ 26024668 MLS
NEW CONSTRUCTION on a beautiful 1-acre lot in Crutcher Pike Estates! This impressive 4-bedroom, 3-full-bath home offers stylish finishes and exceptional entertaining space. The kitchen features granite countertops and backsplash, while the oversized basement great room boasts a wet bar. Enjoy two covered decks, perfect for relaxing or entertaining outdoors. A convenient laundry room with extra wash sink and pass-through access to the primary closet adds thoughtful functionality. Spacious, modern, and move-in ready—this one is a must-see!

126 Cabela Dr, Richmond
$829,900
5 Beds ⋅ 6 Baths ⋅ 26024638 MLS
This one is truly unique! Set on approximately 1.42 acres, this beautifully crafted Houghton Homes residence offers a refined blend of timeless design, quality craftsmanship, and comfortable everyday living. Featuring 2,863 square feet above grade, three bedrooms, three full bathrooms, and a finished walk-out basement, this thoughtfully designed ranch offers an inviting layout with plenty of flexibility. Greeted by a solid glass and iron front door and an open staircase to the basement. The heart of the home is the spacious great room, highlighted by a fireplace and an open, welcoming atmosphere. The kitchen is designed for both everyday living and entertaining, featuring upscale countertops, stainless steel appliances, generous cabinetry, and a walk-in pantry. Luxury wide plank flooring throughout adds a polished finish while providing the durability and easy maintenance today's homeowners appreciate. The first-floor primary suite offers a private retreat with a generous walk-in closet and an impressive en-suite featuring a relaxing soaking tub and tiled walk-in shower. Two additional bedrooms and full bathrooms provide comfortable space for family and guests, while the finished walk-out basement expands the home's versatility with additional finished living space. Quality details are found throughout, including 10-foot ceilings, 8-foot interior doors, and Andersen windows and exterior doors. Covered front and rear porches create inviting outdoor spaces, with stained tongue-and-groove pine ceilings adding warmth and character. The rear porch is finished with aluminum balusters, complementing the home's elevated exterior design. A combination of brick veneer and HardiePlank siding provides timeless curb appeal with low-maintenance durability. The two-car attached side-entry garage adds convenience, while the wooded and secluded setting creates a peaceful backdrop for the home. With its spacious ranch layout, finished walk-out basement, elevated finishes, and distinctive craftsmanship, this Houghton Homes residence offers the opportunity to enjoy thoughtfully designed new construction in a beautiful setting. Estimated completion is January/February 2027. Professional photos and 3d walk through will be provided once fully complete. Progress pictures will be provided at each stage and updated online accordingly. Rendered floor plans and front elevation photos are provided for illustrative purposes only and may not reflect the final design exactly. Plans, elevations, finishes, and other features are subject to change.

2037 West Ct, Richmond
$829,900
5 Beds ⋅ 7 Baths ⋅ 26024631 MLS
Offering approximately 4,500 finished square feet across a beautifully designed ranch and finished walk-out basement, this exceptional Houghton Homes residence combines impressive scale, elevated finishes, and thoughtful functionality on approximately 1.47 acres. With five bedrooms, five full bathrooms, two half bathrooms, and a versatile floor plan designed for both everyday living and entertaining, this new construction offers an exceptional level of space and flexibility. The main level centers around an inviting great room with a fireplace, creating a natural gathering space that flows into the home's well-appointed kitchen and dining areas. Designed with both style and function in mind, the kitchen features upscale countertops, stainless steel appliances, generous cabinetry, an eat-in area, breakfast bar, and walk-in pantry. Luxury vinyl flooring adds a refined finish while offering the durability and easy maintenance suited to modern living. The first-floor primary suite provides a private retreat with a spacious walk-in closet and a beautifully appointed en-suite featuring a relaxing soaker tub and tiled walk-in shower. Additional bedrooms and bathrooms throughout the home provide exceptional flexibility for family, guests, and a variety of lifestyle needs. The finished full walk-out basement expands the living space considerably, offering an impressive extension of the home for recreation, entertaining, guests, or other personalized uses. Craftsmanship and architectural detail are evident throughout, including 10-foot ceilings, 8-foot interior doors, and Andersen windows and exterior doors. Covered front and rear porches extend the living space outdoors, featuring stained tongue-and-groove pine ceilings for added warmth and character, while aluminum balusters enhance the rear porch. The exterior pairs brick veneer with HardiePlank siding, creating a timeless combination of durability and architectural appeal. A two-car attached side-entry garage provides convenient everyday access, while the surrounding setting offers a peaceful backdrop for this thoughtfully designed residence. With its expansive finished living area, first-floor primary suite, finished walk-out basement, elevated finishes, generous bedroom and bathroom count, and quality craftsmanship throughout, this Houghton Homes residence presents a distinctive opportunity for buyers seeking space, comfort, and sophisticated new construction. Estimated completion is May/June 2027. Basement foundation was started in September 2026. Professional photos and 3d walk through will be provided once fully complete. Progress pictures will be provided at each stage and updated online accordingly. Rendered floor plans and front elevation photos are provided for illustrative purposes only and may not reflect the final design exactly.

170 Walnut Grove Rd, Richmond
$278,000
4 Beds ⋅ 2 Baths ⋅ 26024497 MLS
If you are looking for a home in the right location, that's within your budget and ready for your vision to come to life, then this is it! This home sits on a generous double lot, with over 2,400 square feet of living space and has a spacious two car garage, with an additional workshop area. This charming 4 bedroom, 2 full bathroom home offers a flexible floor plan with the option of making the den into a fifth bedroom or office space. Both levels have a living room, kitchen and laundry room making it perfect for multi-generational living or those in need of extra space.The kitchen on the main level has grey cabinets and granite countertops. Outback you can enjoy your screened in porch while looking onto your backyard oasis. The backyard is fenced in and is surrounded by trees, giving you plenty of privacy! Despite its secluded feel, this home is conveniently located just off of Lancaster Road, near all the essentials. Easy access to I-75 makes commuting a breeze, while nearby shopping centers, dining options, and EKU are just a short drive away. This home also has a community pond for those that like fishing. Enjoy the perfect blend of privacy and convenience in this unbeatable location.

2004 Rockwood Dr, Richmond
$395,000
3 Beds ⋅ 3 Baths ⋅ 26024483 MLS
Step inside this split-level home and discover just how much versatility the layout provides. The lower level offers a bedroom, full bath, kitchenette area, bonus room, office, and laundry area, along with convenient direct access from the garage. Whether you need space for working from home, hobbies, entertaining, or simply room to spread out, this level gives you plenty of options. Upstairs, you're greeted by a spacious living room featuring tray ceilings and two large windows that fill the space with natural light. The dining area flows into the kitchen, creating an open and connected space for everyday living and entertaining. Pull up a barstool at the countertop for casual meals, morning coffee, or extra seating when guests arrive. The primary bedroom features a tray ceiling, two windows, a walk-in closet, and a private full bath complete with an LED-lighted vanity mirror and generous counter space. Down the hall, you'll find another full bathroom, pull-down attic access for additional storage, and a front-facing bedroom with plenty of natural light. Then take the living outdoors! Step onto the covered deck overlooking the pool—an inviting spot for relaxing, entertaining, or enjoying warm Kentucky days right at home.

425 Tobiano Dr, Richmond
$589,900
5 Beds ⋅ 4 Baths ⋅ 26024473 MLS
Set on a spacious wooded lot, this newly constructed Houghton Homes residence offers approximately 3,857 square feet of finished living space across one-and-a-half stories and a fully finished walkout basement. With 5 bedrooms, 4 full bathrooms, a main-level primary suite, and flexible living spaces throughout, the home pairs an exceptionally functional floor plan with elevated finishes and thoughtful craftsmanship. Step inside to an open-concept main level where 10-foot ceilings, impressive 8-foot doors, and Andersen windows and exterior doors create an airy, upscale feel filled with natural light. The spacious living room flows seamlessly into the dining area and well-appointed kitchen, designed for both everyday living and entertaining. The kitchen features stainless steel appliances, upscale granite countertops, a stylish tiled backsplash, abundant cabinetry, a generous center island with seating, and a walk-in pantry offering exceptional storage. Privately positioned on the main level, the primary suite creates a relaxing retreat with a beautifully appointed en-suite featuring dual vanities, a soaker tub, tiled walk-in shower, and generous walk-in closet. Upstairs, two spacious bedrooms share a centrally located full bathroom, while an additional storage room provides valuable space for seasonal items and household belongings. The fully finished walkout basement adds approximately 1,485 square feet of living space and significantly expands the home's versatility. Complete with additional bedroom space, a full bathroom, second laundry area, kitchenette, and generous living and recreation space, this level is exceptionally well-suited for guests, extended family, a private suite, or multi-generational living. Quality finishes continue throughout with durable LVP flooring and carefully selected details designed to balance style with low-maintenance living. Outside, the Craftsman-inspired HardiePlank exterior complements covered front and rear porches featuring stamped concrete and stained tongue-and-groove pine ceilings. Aluminum balusters provide a polished architectural finish to the rear porch while the surrounding wooded acreage creates a beautiful natural backdrop. Complete with a two-car attached garage, finished walkout basement, and nearly 3,900 square feet of finished living space, this Houghton Homes new construction combines craftsmanship, flexibility, and elevated design with the space to live, gather, and entertain beautifully. *Estimated completion is October 2026. Professional photos and 3d walk through will be provided once fully complete. Progress pictures will be provided at each stage and updated online accordingly. Rendered floor plans and front elevation photos are provided for illustrative purposes only and may not reflect the final design exactly. Plans, elevations, finishes, and other features are subject to change.

117 Oreda Dr, Richmond
$699,900
6 Beds ⋅ 3 Baths ⋅ 26024471 MLS
Immaculate, Spacious, thoughtfully designed, and filled with elevated finishes, this newly constructed 6-bedroom, 3-full-bath ranch offers over 4,100 square feet of finished living space on approximately 1.09 acres. A desirable split-bedroom floor plan provides added privacy, while 10-foot ceilings, impressive 8-foot doors, and Andersen windows and doors throughout create an open, upscale feel with abundant natural light that has become the standard for Houghton Homes. The main level features an open-concept layout anchored by a generous kitchen with stainless steel appliances, upscale Calcutta Gold quartz countertops, and a walk-in pantry and a secret door from garage to pantry for groceries! Ideal for both everyday living and entertaining. Durable Luxury wide-plank flooring flows throughout the home, combining style with easy, low-maintenance living. A dedicated office or flex space provides the perfect setup for working from home, a playroom, or additional living space. The primary suite offers a private retreat with a beautifully appointed en-suite featuring a relaxing soaker tub, tiled walk-in shower, and generous closet space. The fully finished walkout basement dramatically expands the home's versatility with additional bedrooms, spacious living and entertaining areas, convenience of a second kitchen with full-size stainless steel refrigerator, dishwasher, sink and second laundry room, making it exceptionally well-suited for guests, extended family, or multi-generational living. Outdoor spaces were designed with the same attention to detail. Both the covered front and rear porches are finished with stained tongue-and-groove pine ceilings, creating a warm architectural element and inviting spaces to relax or entertain. Sleek aluminum balusters complete the covered rear porch and add a polished finishing touch. The front porch includes beautiful custom elevated stamped concrete. With attractive HardiePlank Board and Batten and brick exterior details, a two-car garage, upgraded high quality finishes throughout, and more than an acre of space, this home combines the convenience of ranch-style living with the room, flexibility, and craftsmanship today's buyers are looking for.

106 Sena Way, Richmond
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